The Pro-Housing Act of 2025 establishes two key programs to address affordable housing shortages. The first, managed by the Secretary of Housing and Urban Development, creates a Local Housing Policy Grant and Loan Pilot Program . This program offers competitive planning grants for developing housing policy plans and implementation grants or low-interest direct loans for putting those plans into action. A minimum of 20 percent of these funds are designated for eligible entities in rural and exurban areas. Priority for these grants and loans is given to entities whose plans improve housing supply, affordability, and accessibility, reduce development barriers, and avoid resident displacement. Plans that leverage other funding, increase housing near transit and jobs, or rehabilitate existing properties are also prioritized. Recipients must provide non-Federal matching funds for grants, with percentages varying based on population size. Funds from planning grants are to be used for activities such as quantifying housing needs, documenting housing characteristics, developing supply strategies, and ensuring community participation. The Secretary will issue guidance on recommended policies to expand housing supply, improve affordability, and reduce segregation, including strategies for repurposing land and streamlining approval processes. A learning network will also be established to share best practices among participating entities. The second major component of the bill directs the Administrator of the General Services Administration to establish a pilot program. This program facilitates the transfer of unused Federal real property from various agencies to eligible state and local entities. The purpose of these transfers is to enable the development of mixed-use neighborhoods or affordable housing. This property transfer pilot program is set to terminate five years after the bill's enactment.