This bill seeks to enhance housing opportunities for individuals who serve as volunteer first responders. It establishes specific criteria for a "qualified volunteer first responder," requiring them to be bona fide volunteers with at least two years of continuous service. They must also meet minimum activity requirements and hold relevant certifications to be eligible for the program benefits. The legislation introduces two key benefits to support these essential community members. First, it allows qualified volunteer first responders to receive an $18,000 annual income deduction when applying for loans through the Department of Agriculture's Single Family Housing Guaranteed Loan Program. This significant deduction aims to improve their eligibility and affordability for these crucial housing loans, making homeownership more accessible. Second, the bill expands eligibility for housing programs administered by the Department of Housing and Urban Development. Qualified volunteer first responders will now be able to participate in programs like the Good Neighbor Next Door Sales Program , which offers discounted home prices, by qualifying as firefighters or emergency medical technicians. To access these benefits, volunteers must provide a verification letter from their employer, confirming their service and their intent to continue volunteering for at least one year after purchasing a home. This provision recognizes their vital contributions by offering tangible housing assistance.