This bill, known as "Domenic and Ed's Law," amends the Higher Education Act of 1965 to allow for the discharge of federal student loans taken out by parents if the student on whose behalf the loan was received becomes permanently and totally disabled. The discharge applies if the student is unable to engage in substantial gainful activity due to a medically determinable physical or mental impairment that is expected to result in death or has lasted, or is expected to last, for at least 60 months. Crucially, these provisions apply to any outstanding parent loan, regardless of when it was received or when the student's disability or impairment began, providing retroactive relief to affected families.