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Clean Slate through Rehabilitation Act

USA119th CongressHR-8361| House 
| Updated: 4/16/2026
Nikema Williams

Nikema Williams

Democratic Representative

Georgia

Cosponsors (3)
Haley M. Stevens (Democratic)Alma S. Adams (Democratic)Deborah K. Ross (Democratic)

Education and Workforce Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
This legislation seeks to enhance the credit rehabilitation process for federal student loan borrowers by amending the Higher Education Act of 1965. Specifically, it modifies Section 428F(a)(1)(C) to expand the scope of credit history removal for rehabilitated loans. The bill changes the requirement from removing only the record of default to removing any adverse information relating to such a loan from a borrower's credit history. This provision ensures a more comprehensive credit repair for individuals who successfully rehabilitate their defaulted student loans, offering a broader "clean slate" to help improve their financial standing.
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Timeline

Bill from Previous Congress

HR 118-4594
Clean Slate through Rehabilitation Act
Apr 16, 2026
Introduced in House
Apr 16, 2026
Referred to the House Committee on Education and Workforce.
  • Bill from Previous Congress

    HR 118-4594
    Clean Slate through Rehabilitation Act


  • April 16, 2026
    Introduced in House


  • April 16, 2026
    Referred to the House Committee on Education and Workforce.

Education

Clean Slate through Rehabilitation Act

USA119th CongressHR-8361| House 
| Updated: 4/16/2026
This legislation seeks to enhance the credit rehabilitation process for federal student loan borrowers by amending the Higher Education Act of 1965. Specifically, it modifies Section 428F(a)(1)(C) to expand the scope of credit history removal for rehabilitated loans. The bill changes the requirement from removing only the record of default to removing any adverse information relating to such a loan from a borrower's credit history. This provision ensures a more comprehensive credit repair for individuals who successfully rehabilitate their defaulted student loans, offering a broader "clean slate" to help improve their financial standing.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline

Bill from Previous Congress

HR 118-4594
Clean Slate through Rehabilitation Act
Apr 16, 2026
Introduced in House
Apr 16, 2026
Referred to the House Committee on Education and Workforce.
  • Bill from Previous Congress

    HR 118-4594
    Clean Slate through Rehabilitation Act


  • April 16, 2026
    Introduced in House


  • April 16, 2026
    Referred to the House Committee on Education and Workforce.
Nikema Williams

Nikema Williams

Democratic Representative

Georgia

Cosponsors (3)
Haley M. Stevens (Democratic)Alma S. Adams (Democratic)Deborah K. Ross (Democratic)

Education and Workforce Committee

Education

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted