The bill mandates the creation of a national database for eviction information, requiring State and local entities receiving federal housing assistance to submit annual reports to the Secretary of Housing and Urban Development (HUD). These reports must detail eviction proceedings, including reasons, arrearage amounts, and individual-level demographic and socio-economic data, while ensuring strict data privacy through redaction of names and anonymous identifiers. HUD is tasked with establishing and maintaining this database, disaggregated by various demographic factors, and may allow academic institutions access to unredacted data for research purposes. To combat evictions, the legislation establishes a competitive grant program for non-profit and government entities to provide free legal assistance to eligible low-income tenants at risk of or undergoing eviction. It prioritizes organizations with experience serving vulnerable populations and mandates that HUD ensure equitable distribution of these services in both urban and rural areas. Furthermore, the bill amends the Fair Credit Reporting Act to prohibit consumer reporting agencies from including eviction records or information on rent and utility arrears in consumer reports, thereby protecting tenants' future housing prospects. The bill also requires HUD to issue rules compelling owners of federally assisted rental units to provide tenants with annual written information regarding their eviction rights, responsibilities, and available local assistance resources. Upon issuing an eviction notice, owners must clearly state the reasons for eviction. Finally, HUD is directed to establish a comprehensive, accessible hotline to offer assistance and direct tenants to resources concerning eviction-related matters, ensuring support for tenants in federally assisted housing.