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To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

USA119th CongressHR-7866| House 
| Updated: 3/9/2026
Warren Davidson

Warren Davidson

Republican Representative

Ohio

Cosponsors (1)
Andy Barr (Republican)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Timeline
Mar 9, 2026
Introduced in House
Mar 9, 2026
Referred to the House Committee on Financial Services.
  • March 9, 2026
    Introduced in House


  • March 9, 2026
    Referred to the House Committee on Financial Services.

To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

USA119th CongressHR-7866| House 
| Updated: 3/9/2026
Timeline
Mar 9, 2026
Introduced in House
Mar 9, 2026
Referred to the House Committee on Financial Services.
  • March 9, 2026
    Introduced in House


  • March 9, 2026
    Referred to the House Committee on Financial Services.
Warren Davidson

Warren Davidson

Republican Representative

Ohio

Cosponsors (1)
Andy Barr (Republican)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted