This bill, known as the Bankruptcy Threshold Adjustment Act of 2026, aims to modify specific eligibility requirements within the U.S. Bankruptcy Code. Its primary purpose is to increase the debt limits for certain types of bankruptcy filings, making these options accessible to a broader range of debtors. Specifically, the legislation amends Title 11 to raise the aggregate noncontingent liquidated secured and unsecured debt threshold for small businesses to qualify for reorganization under Subchapter V of Chapter 11 to $7,500,000 . Concurrently, it adjusts the eligibility criteria for individuals seeking relief under Chapter 13, increasing their maximum noncontingent, liquidated debt limit to $2,750,000 . These changes apply to all bankruptcy cases commenced on or after the bill's enactment date.