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FRAMER Act

USA119th CongressHR-7282| House 
| Updated: 1/30/2026
Jeff Crank

Jeff Crank

Republican Representative

Colorado

Cosponsors (2)
Lauren Boebert (Republican)Gabe Evans (Republican)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
This legislation, titled the Freeing Residential Affordable Markets from Excess Regulation Act or the FRAMER Act, seeks to incentivize States to avoid enacting costly energy code housing policies . It achieves this by amending the Housing and Community Development Act of 1974, linking a State's eligibility for certain federal funds to its compliance with new reimbursement requirements. Specifically, States must provide payments to builders of covered dwelling units in opportunity zones if the State's energy housing code costs more to implement than the Department of Housing and Urban Development's (HUD) Minimum Energy Standard. The payment amount is the difference between these two costs, covering expenses like labor and inspection, and must be made within 30 days of occupancy certification. An exception applies if the State's code is already less expensive than HUD's standard, and builders receiving these reimbursements are required to disclose cost differences and any price reductions to the initial homebuyer. Additionally, the bill mandates the Comptroller General to submit annual reports to Congress detailing which States made such payments, the amounts involved, and the cost differences between State codes and HUD's standard. These provisions, designed to reduce regulatory burdens on housing construction, are set to sunset seven years after the date of enactment .
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Timeline
Jan 30, 2026
Introduced in House
Jan 30, 2026
Referred to the House Committee on Financial Services.
  • January 30, 2026
    Introduced in House


  • January 30, 2026
    Referred to the House Committee on Financial Services.

Housing and Community Development

FRAMER Act

USA119th CongressHR-7282| House 
| Updated: 1/30/2026
This legislation, titled the Freeing Residential Affordable Markets from Excess Regulation Act or the FRAMER Act, seeks to incentivize States to avoid enacting costly energy code housing policies . It achieves this by amending the Housing and Community Development Act of 1974, linking a State's eligibility for certain federal funds to its compliance with new reimbursement requirements. Specifically, States must provide payments to builders of covered dwelling units in opportunity zones if the State's energy housing code costs more to implement than the Department of Housing and Urban Development's (HUD) Minimum Energy Standard. The payment amount is the difference between these two costs, covering expenses like labor and inspection, and must be made within 30 days of occupancy certification. An exception applies if the State's code is already less expensive than HUD's standard, and builders receiving these reimbursements are required to disclose cost differences and any price reductions to the initial homebuyer. Additionally, the bill mandates the Comptroller General to submit annual reports to Congress detailing which States made such payments, the amounts involved, and the cost differences between State codes and HUD's standard. These provisions, designed to reduce regulatory burdens on housing construction, are set to sunset seven years after the date of enactment .
View Full Text

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Timeline
Jan 30, 2026
Introduced in House
Jan 30, 2026
Referred to the House Committee on Financial Services.
  • January 30, 2026
    Introduced in House


  • January 30, 2026
    Referred to the House Committee on Financial Services.
Jeff Crank

Jeff Crank

Republican Representative

Colorado

Cosponsors (2)
Lauren Boebert (Republican)Gabe Evans (Republican)

Financial Services Committee

Housing and Community Development

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted