This bill, titled the "No SmartPay for Anti-2A Companies Act," aims to restrict the types of commercial payment systems the federal government can use through the SmartPay Program . It specifically prohibits the Administrator of General Services from awarding new contracts for such systems. The prohibition applies if the chosen commercial payment system uses a payment processing agency that has implemented a unique merchant category code specifically for gun retailers. This measure seeks to prevent federal funds from supporting payment processors that categorize gun sales distinctly. Importantly, this restriction will not apply to any contracts awarded before the bill's enactment date.