The Rural Investment for Producers and the Environment (RIPE) Act of 2026 establishes a new demonstration program under the Food Security Act of 1985. This program directs the Secretary of Agriculture to enter into contracts with agricultural producers to implement selected conservation practices within designated eligible watersheds . The primary goal is to demonstrate the positive environmental effects of these practices, which include improving water and soil quality, enhancing climate resiliency, and restoring wildlife habitat. The Secretary will select up to 30 eligible watersheds across states and territories, with tribal lands not counting towards state-specific limits. Contracts with producers will span 3 to 5 years and provide direct payments . These payments are calculated on a per-acre or per-animal unit basis, covering the costs of adopting and managing practices, compensating for foregone income, and accounting for environmental benefits like greenhouse gas reductions and carbon sequestration. To ensure equitable access, the program mandates that 10 percent of funds be reserved for contracts with limited resource or socially disadvantaged farmers or ranchers , who also receive a 15 percent payment increase. The Secretary is tasked with creating a simple application process, providing technical assistance, and establishing minimum contract payments. Annual reports will track program accomplishments, environmental outcomes, and participant demographics. Funding for the program includes $1 million for fiscal year 2026 to establish regulations, followed by $150 million annually from fiscal years 2027 through 2029, sourced from the Commodity Credit Corporation.