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To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.

USA119th CongressHR-6838| House 
| Updated: 12/18/2025
Andy Barr

Andy Barr

Republican Representative

Kentucky

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
This bill proposes to significantly alter the mandates of several key federal banking agencies by requiring them to explicitly consider economic growth when performing their supervisory duties. Currently, these agencies primarily focus on the safety and soundness of financial institutions. Specifically, the legislation amends the Federal Credit Union Act, the Federal Deposit Insurance Act, and the Federal Reserve Act to add economic growth as a factor for their respective boards and corporations to consider. Furthermore, it modifies the National Bank Act to include economic growth alongside safety and soundness as a primary objective for the Comptroller of the Currency. These changes aim to integrate broader economic considerations into the regulatory oversight of credit unions, banks, and the overall financial system.
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Timeline
Dec 18, 2025
Introduced in House
Dec 18, 2025
Referred to the House Committee on Financial Services.
  • December 18, 2025
    Introduced in House


  • December 18, 2025
    Referred to the House Committee on Financial Services.

To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.

USA119th CongressHR-6838| House 
| Updated: 12/18/2025
This bill proposes to significantly alter the mandates of several key federal banking agencies by requiring them to explicitly consider economic growth when performing their supervisory duties. Currently, these agencies primarily focus on the safety and soundness of financial institutions. Specifically, the legislation amends the Federal Credit Union Act, the Federal Deposit Insurance Act, and the Federal Reserve Act to add economic growth as a factor for their respective boards and corporations to consider. Furthermore, it modifies the National Bank Act to include economic growth alongside safety and soundness as a primary objective for the Comptroller of the Currency. These changes aim to integrate broader economic considerations into the regulatory oversight of credit unions, banks, and the overall financial system.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline
Dec 18, 2025
Introduced in House
Dec 18, 2025
Referred to the House Committee on Financial Services.
  • December 18, 2025
    Introduced in House


  • December 18, 2025
    Referred to the House Committee on Financial Services.
Andy Barr

Andy Barr

Republican Representative

Kentucky

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted