This bill aims to enhance transparency for federal student loan borrowers by requiring new disclosures. It mandates that disclosures for certain federal student loans must include the total amount of interest a borrower would pay over the entire life of the loan. Specifically, the legislation amends Section 455(p) of the Higher Education Act of 1965. This amendment requires that the existing disclosure now also incorporate the total interest paid. The calculation for this total interest must be based on the standard repayment plan applicable to the borrower, determined by the total outstanding principal across all their loans.