The "Social Security Guarantee Act of 2025" seeks to establish a legally enforceable guarantee for individuals to receive their full Social Security benefits, including accurate annual cost-of-living adjustments. It directs the Secretary of the Treasury to issue a benefit guarantee certificate to all individuals entitled to benefits under Title II of the Social Security Act. This certificate would guarantee the monthly benefit amount and ensure that benefits are adjusted at least annually based on an accurate determination of the increase in the cost-of-living . Furthermore, it provides for adjustments reflecting any future changes in an individual's eligibility status. The certificate itself constitutes budget authority , signifying a direct obligation of the Federal Government to make these guaranteed payments.