This legislation significantly enhances the United States Secret Service's investigative powers to combat crimes involving digital asset transactions and transnational cyber criminal activity . It expands their jurisdiction to explicitly include offenses such as unlicensed money transmitting businesses, money laundering, structured transactions, and fraud against financial institutions, while also broadening the definition of "institution" for these investigations. The bill further extends the period for the Financial Crimes Enforcement Network (FinCEN) to share certain information from 5 to 10 years. Additionally, it modifies reporting requirements related to international financial institutions, extending a relevant period from 6 to 10 years. Finally, the legislation mandates a Government Accountability Office study within one year to assess law enforcement's ability to identify and deter money laundering in cyber crimes.