Supplemental Benefits for Individuals Act of 2025

This bill proposes to amend the Public Health Service Act by designating certain supplemental health coverage offered to individuals as an excepted benefit . This classification extends the existing excepted benefit status, previously applicable to group health plans, to individual health insurance coverage. As an excepted benefit, this supplemental coverage would be exempt from various federal health insurance mandates and consumer protections that apply to standard health insurance. The amendment aims to provide regulatory flexibility for these specific types of supplemental plans in the individual market, potentially influencing their design and availability.