This bill aims to guarantee the continued operation of critical Small Business Administration (SBA) loan programs during any future government shutdown in fiscal year 2026. It specifically appropriates funds to cover salaries and expenses necessary for servicing existing loans under various SBA initiatives, preventing disruption to small businesses. The legislation allocates significant funding for key programs, including the 7(a) loan program , the microloan program , and loans made under Title V of the Small Business Investment Act of 1958 (504 loans) . These appropriations are designated for any 30-day period of a lapse in discretionary appropriations for the SBA, with provisions for pro-rated funding if the shutdown is shorter, ensuring essential services persist.