The "Restore Trust in Congress Act" aims to prevent potential conflicts of interest by prohibiting Members of Congress, their spouses, and dependent children from owning or trading specific financial instruments. This includes investments in securities, commodities, futures, and comparable economic interests acquired through synthetic means . Existing covered individuals must divest their holdings within 180 days of the bill's enactment, while new covered individuals have 90 days from assuming their status. However, the prohibition includes several key exceptions. It does not apply to widely held, diversified investment funds , U.S. Treasury bills, state or municipal bonds, compensation from a spouse's or dependent child's employer, interests in small businesses, or LLCs for personal residences. Spouses or dependent children may also trade covered investments if it is part of their primary occupation and the investment is not owned by a covered individual. Special provisions address assets held in family trusts, requiring no control or contribution from the covered individual, and allow for extensions on divestment deadlines due to low liquidity or contractual restrictions. Non-compliance with these restrictions carries significant penalties, including a fee equal to ten percent of the covered investment's value and the disgorgement of any profits from the violating transaction. These penalties cannot be paid using Members' Representational Allowances or campaign contributions. Furthermore, supervising ethics offices are mandated to publicly disclose details of all assessed fines, including the reason for the fine and its outcome, to ensure transparency.