This bill, titled the "Student Loan Contract Act of 2025" , aims to amend the Higher Education Act of 1965 by changing the terminology for certain federal student loan agreements. Specifically, it renames "master promissory notes" for loans made under Part D of Title IV to "student loan contracts" . This renaming applies to loans for periods of enrollment beginning on or after the act's enactment date. Furthermore, the bill clarifies that a student loan contract for a student can only be used for loans made under Part D for enrollment periods within the same award year as the initial loans for which the contract was established. Conforming amendments are also included to reflect this new terminology throughout the relevant sections of the Act.