ENROLL Act of 2025

The "Expand Navigators' Resources for Outreach, Learning, and Longevity Act of 2025," or ENROLL Act of 2025, aims to strengthen the Navigator program under the Affordable Care Act. It mandates the Secretary of Health and Human Services to obligate $100,000,000 annually for Federal Exchange navigators, starting in fiscal year 2026, sourced from user fees on participating health insurance issuers. This funding ensures sustained support for navigators, whose duties are expanded to include providing information on State Medicaid plans and Children's Health Insurance Programs (CHIP) , alongside qualified health plans. The bill requires navigators to conduct public education activities in plain language to raise awareness of qualified health plan protections and maintain a physical presence in the State for in-person assistance. Grant recipients for Federal Exchanges must be selected based on their demonstrated capacity, with at least one annual grant awarded to a community and consumer-focused nonprofit group . The legislation also reaffirms that navigators cannot be health insurance issuers or receive consideration from them, ensuring impartiality.