This bill directs the Secretary of Defense to conduct a comprehensive study on the feasibility, costs, and benefits of providing apartment-style or dormitory housing for civilian workers at specific naval shipyards, including Norfolk, Pearl Harbor, Portsmouth, and Puget Sound. The study will assess estimated costs for construction, maintenance, or leasing, alongside potential economic and workforce benefits such as improved recruitment and retention rates. It must also examine operational effects on worker availability and morale, and the feasibility of implementing housing solutions at these locations. Furthermore, the study will explore options for deducting housing fees directly from employee paychecks and compare these models with other Federal agency workforce housing programs. A report detailing these findings is due to Congress within 18 months of the bill's enactment.