The "Housing Stability for Dreamers Act" aims to prevent discrimination against Deferred Action for Childhood Arrivals (DACA) recipients in federal housing programs and mortgage markets. It explicitly prohibits federal entities from denying or limiting eligibility for single-family mortgages or housing assistance based on an individual's DACA status. Specifically, the bill amends the National Housing Act to ensure that the Federal Housing Administration (FHA) cannot restrict mortgage insurance eligibility for DACA recipients, and extends this protection to the Rural Housing Service . Furthermore, Fannie Mae and Freddie Mac are prohibited from conditioning the purchase of single-family residence mortgages on a borrower's DACA status. The legislation also amends the Housing and Community Development Act of 1980 to include DACA recipients in the definition of eligible individuals for certain housing assistance programs. Finally, it clarifies that a veteran's status as a DACA recipient shall not affect their entitlement to housing loan benefits guaranteed by the Secretary of Veterans Affairs , ensuring equal access to these critical services.
Get AI-generated questions to help you understand this bill better
Timeline
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Economic Opportunity.
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Economic Opportunity.
Finance and Financial Sector
Housing Stability for Dreamers Act
USA119th CongressHR-3472| House
| Updated: 6/6/2025
The "Housing Stability for Dreamers Act" aims to prevent discrimination against Deferred Action for Childhood Arrivals (DACA) recipients in federal housing programs and mortgage markets. It explicitly prohibits federal entities from denying or limiting eligibility for single-family mortgages or housing assistance based on an individual's DACA status. Specifically, the bill amends the National Housing Act to ensure that the Federal Housing Administration (FHA) cannot restrict mortgage insurance eligibility for DACA recipients, and extends this protection to the Rural Housing Service . Furthermore, Fannie Mae and Freddie Mac are prohibited from conditioning the purchase of single-family residence mortgages on a borrower's DACA status. The legislation also amends the Housing and Community Development Act of 1980 to include DACA recipients in the definition of eligible individuals for certain housing assistance programs. Finally, it clarifies that a veteran's status as a DACA recipient shall not affect their entitlement to housing loan benefits guaranteed by the Secretary of Veterans Affairs , ensuring equal access to these critical services.
Get AI-generated questions to help you understand this bill better
Timeline
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Economic Opportunity.
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Economic Opportunity.