Housing Stability for Dreamers Act

The "Housing Stability for Dreamers Act" aims to prevent discrimination against Deferred Action for Childhood Arrivals (DACA) recipients in federal housing programs and mortgage markets. It explicitly prohibits federal entities from denying or limiting eligibility for single-family mortgages or housing assistance based on an individual's DACA status. Specifically, the bill amends the National Housing Act to ensure that the Federal Housing Administration (FHA) cannot restrict mortgage insurance eligibility for DACA recipients, and extends this protection to the Rural Housing Service . Furthermore, Fannie Mae and Freddie Mac are prohibited from conditioning the purchase of single-family residence mortgages on a borrower's DACA status. The legislation also amends the Housing and Community Development Act of 1980 to include DACA recipients in the definition of eligible individuals for certain housing assistance programs. Finally, it clarifies that a veteran's status as a DACA recipient shall not affect their entitlement to housing loan benefits guaranteed by the Secretary of Veterans Affairs , ensuring equal access to these critical services.