This bill, known as the "Child Care Workforce Development Act," establishes two key programs to bolster the early childhood education sector. It authorizes the Secretary of Health and Human Services to create an early childhood educator loan assistance program , offering up to $6,000 annually for five years towards educational loan repayment for eligible educators. To qualify, individuals must commit to serving for five years with a qualified employer, which includes childcare providers eligible for the Child Care and Development Block Grant. The loan assistance program requires annual recertification and draws upon administrative provisions from the National Health Service Corps Loan Repayment Program. Separately, the bill empowers the Secretary of Education to implement a program offering competitive grants to individuals pursuing early childhood education degrees or certificates. These grants, capped at $4,000 per academic year, are disbursed through institutions of higher education. Grant recipients incur a service obligation, requiring them to work in a licensed early learning program for at least one academic year, with additional months for renewals, within four years of program completion. Failure to meet this obligation converts the grant into a non-interest-bearing Federal Direct Unsubsidized Stafford Loan, subject to income-contingent repayment, though hardship extensions are possible. Both programs are authorized for significant appropriations to support the development and retention of early childhood educators.