This legislation aims to expand the permissible uses of Health Savings Accounts (HSAs) by explicitly classifying fertility treatments as qualified medical expenses. It amends the Internal Revenue Code of 1986 to allow individuals to use their HSA funds for a comprehensive range of fertility-related services and procedures, thereby enhancing affordability. The bill provides a detailed definition of "fertility treatment," encompassing several key areas. These include the preservation and long-term storage of human oocytes, sperm, or embryos, as well as various forms of artificial insemination and assisted reproductive technology like in vitro fertilization (IVF). Furthermore, the definition covers medications prescribed for fertility and gamete donation , including reimbursement for donors and medical expenses for procuring such materials. This amendment applies to amounts paid or incurred after the bill's enactment, providing financial relief for those seeking fertility care.