The "Expanded Student Saver's Tax Credit Act" aims to amend the Internal Revenue Code of 1986, expanding eligibility for the saver's credit and saver's match . This legislation specifically removes the current exclusion that prevents full-time students from accessing these important retirement savings incentives. By doing so, it allows full-time students who are not claimed as dependents by another taxpayer to become eligible for these benefits. The bill modifies Sections 25B and 6433 of the Code, ensuring that the only individuals excluded from the saver's credit and match are those for whom a dependent deduction is claimed. The changes to the saver's credit apply to contributions made after enactment, while the saver's match amendments are retroactive to the SECURE 2.0 Act of 2022.