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Small Bank Holding Company Relief Act

USA119th CongressHR-2835| House 
| Updated: 7/15/2025
Byron Donalds

Byron Donalds

Republican Representative

Florida

Cosponsors (6)
Frank D. Lucas (Republican)Pete Sessions (Republican)Andy Barr (Republican)Mike Haridopolos (Republican)Troy Downing (Republican)Monica De La Cruz (Republican)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
This legislation directs the Board of Governors of the Federal Reserve System to amend its existing policy statement concerning small bank holding companies. Specifically, the bill requires the Federal Reserve to revise Appendix C to Part 225 of Title 12, Code of Federal Regulations, which outlines the Small Bank Holding Company and Savings and Loan Holding Company Policy Statement . Within 180 days of the bill's enactment, the consolidated asset threshold under this policy statement must be raised to $25,000,000,000 . This significant increase applies to both bank holding companies and savings and loan holding companies, aiming to expand the number of entities that qualify for the policy's provisions and potentially reduce their regulatory burden.

Bill Text Versions

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2 versions available

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Timeline

Bill from Previous Congress

HR 118-4346
Small Bank Holding Company Relief Act of 2023

Bill from Previous Congress

HR 115-4771
Small Bank Holding Company Relief Act of 2018
Apr 10, 2025
Introduced in House
Apr 10, 2025
Referred to the House Committee on Financial Services.
Jun 10, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20.
Jun 10, 2025
Committee Consideration and Mark-up Session Held
Jul 15, 2025
Placed on the Union Calendar, Calendar No. 165.
Jul 15, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202.
  • Bill from Previous Congress

    HR 118-4346
    Small Bank Holding Company Relief Act of 2023


  • Bill from Previous Congress

    HR 115-4771
    Small Bank Holding Company Relief Act of 2018


  • April 10, 2025
    Introduced in House


  • April 10, 2025
    Referred to the House Committee on Financial Services.


  • June 10, 2025
    Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20.


  • June 10, 2025
    Committee Consideration and Mark-up Session Held


  • July 15, 2025
    Placed on the Union Calendar, Calendar No. 165.


  • July 15, 2025
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202.

Finance and Financial Sector

Administrative remediesBank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve System

Small Bank Holding Company Relief Act

USA119th CongressHR-2835| House 
| Updated: 7/15/2025
This legislation directs the Board of Governors of the Federal Reserve System to amend its existing policy statement concerning small bank holding companies. Specifically, the bill requires the Federal Reserve to revise Appendix C to Part 225 of Title 12, Code of Federal Regulations, which outlines the Small Bank Holding Company and Savings and Loan Holding Company Policy Statement . Within 180 days of the bill's enactment, the consolidated asset threshold under this policy statement must be raised to $25,000,000,000 . This significant increase applies to both bank holding companies and savings and loan holding companies, aiming to expand the number of entities that qualify for the policy's provisions and potentially reduce their regulatory burden.

Bill Text Versions

View Text
2 versions available

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline

Bill from Previous Congress

HR 118-4346
Small Bank Holding Company Relief Act of 2023

Bill from Previous Congress

HR 115-4771
Small Bank Holding Company Relief Act of 2018
Apr 10, 2025
Introduced in House
Apr 10, 2025
Referred to the House Committee on Financial Services.
Jun 10, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20.
Jun 10, 2025
Committee Consideration and Mark-up Session Held
Jul 15, 2025
Placed on the Union Calendar, Calendar No. 165.
Jul 15, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202.
  • Bill from Previous Congress

    HR 118-4346
    Small Bank Holding Company Relief Act of 2023


  • Bill from Previous Congress

    HR 115-4771
    Small Bank Holding Company Relief Act of 2018


  • April 10, 2025
    Introduced in House


  • April 10, 2025
    Referred to the House Committee on Financial Services.


  • June 10, 2025
    Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20.


  • June 10, 2025
    Committee Consideration and Mark-up Session Held


  • July 15, 2025
    Placed on the Union Calendar, Calendar No. 165.


  • July 15, 2025
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202.
Byron Donalds

Byron Donalds

Republican Representative

Florida

Cosponsors (6)
Frank D. Lucas (Republican)Pete Sessions (Republican)Andy Barr (Republican)Mike Haridopolos (Republican)Troy Downing (Republican)Monica De La Cruz (Republican)

Financial Services Committee

Finance and Financial Sector

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Administrative remediesBank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve System