This legislation directs the Board of Governors of the Federal Reserve System to amend its existing policy statement concerning small bank holding companies. Specifically, the bill requires the Federal Reserve to revise Appendix C to Part 225 of Title 12, Code of Federal Regulations, which outlines the Small Bank Holding Company and Savings and Loan Holding Company Policy Statement . Within 180 days of the bill's enactment, the consolidated asset threshold under this policy statement must be raised to $25,000,000,000 . This significant increase applies to both bank holding companies and savings and loan holding companies, aiming to expand the number of entities that qualify for the policy's provisions and potentially reduce their regulatory burden.
Referred to the House Committee on Financial Services.
Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20.
Committee Consideration and Mark-up Session Held
Placed on the Union Calendar, Calendar No. 165.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202.
Finance and Financial Sector
Administrative remediesBank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve System
Small Bank Holding Company Relief Act
USA119th CongressHR-2835| House
| Updated: 7/15/2025
This legislation directs the Board of Governors of the Federal Reserve System to amend its existing policy statement concerning small bank holding companies. Specifically, the bill requires the Federal Reserve to revise Appendix C to Part 225 of Title 12, Code of Federal Regulations, which outlines the Small Bank Holding Company and Savings and Loan Holding Company Policy Statement . Within 180 days of the bill's enactment, the consolidated asset threshold under this policy statement must be raised to $25,000,000,000 . This significant increase applies to both bank holding companies and savings and loan holding companies, aiming to expand the number of entities that qualify for the policy's provisions and potentially reduce their regulatory burden.