The Patient Fairness Act of 2025 significantly expands the accessibility and utility of Health Savings Accounts (HSAs) by eliminating the requirement for individuals to be enrolled in a high-deductible health plan to contribute, thereby allowing all individuals to establish and contribute to these accounts. This fundamental change removes a significant barrier to HSA participation. The bill also proposes substantial increases to HSA contribution limits, raising the general annual limit to $8,000 for individuals and $16,000 for joint filers , with an additional $3,000 per dependent. Catch-up contributions for individuals aged 55 or older would also increase to $3,000 ($6,000 for joint filers). Furthermore, it allows for the tax-free transfer of a deceased account holder's HSA funds to a relative's HSA within 60 days of receipt. Beyond HSA modifications, the legislation addresses healthcare cost transparency. It codifies existing federal regulations found in 45 CFR Part 180, which mandate hospital price transparency, ensuring these rules have the full force and effect of law.