This bill seeks to subject the non-monetary policy related administrative costs of the Board of Governors of the Federal Reserve System to the congressional appropriations process. It mandates that the Board and Federal Reserve banks collect assessments and fees specifically designed to recover the government's costs for these functions. These funds will be deposited as offsetting collections to the Board's appropriation account, ensuring transparency and accountability for these expenditures. Under this proposed legislation, the Board of Governors and Federal Reserve banks would only be able to incur obligations or pay expenses for these non-monetary policy related administrative costs if explicitly authorized by an appropriations Act. The bill defines these costs to include direct operating expenses for supervising and regulating entities, such as examinations and stress tests, as well as related support, overhead, and pension expenses. This change, effective October 1, 2025, aims to enhance congressional oversight of the Federal Reserve's regulatory and supervisory activities.