This bill, known as the "CFPB Dual Mandate and Economic Analysis Act," significantly amends the Consumer Financial Protection Act of 2010. It modifies the Bureau's core purpose, removing the explicit goal of fostering "competitive" markets and instead directing the CFPB to implement and enforce laws to strengthen private sector participation in markets. This revised mandate aims to increase competition and enhance consumer choice by reducing government interference or subsidies. A key provision of the bill establishes an Office of Economic Analysis within the Bureau of Consumer Financial Protection. This office would be responsible for reviewing all proposed guidance, orders, rules, and regulations, assessing their impact on consumer choice, price, and access to credit products, and publishing these findings. Furthermore, it mandates periodic reviews of existing rules at 1, 2, 5, and 10-year intervals to measure their success against their original objectives. Before issuing new rules, the Director must consider these economic analyses, and if disagreeing, must provide a public explanation. The bill also requires the Director to identify specific problems and measurable metrics, including changes to consumer access and cost, for every proposed rulemaking.