This legislation amends the Small Business Act to require an annual report on 7(a) agents, defined as individuals or entities providing assistance with 7(a) loan applications or related consulting, broker, or referral services. The report must include specific data such as the number of 7(a) agents, instances of fraudulent loans involving agents, and the Administrator's purchase rate for agent-assisted loans. It also requires disclosure of the number and aggregate dollar value of referral fees paid to these agents. Furthermore, the report mandates a consolidated risk analysis of agents responsible for a significant portion of loan volume, an analysis of interest rates on agent-assisted loans, and a description of the Administrator's communication with 7(a) agents, aiming to increase transparency and oversight.