Keep Your Coins Act of 2025

The "Keep Your Coins Act of 2025" aims to protect individuals' autonomy over their digital assets by prohibiting federal agencies from imposing restrictions. Specifically, it prevents agencies from limiting a covered user's ability to use convertible virtual currency for purchasing goods or services for their own use.

The bill further ensures that individuals can self-custody digital assets through a self-hosted wallet to conduct any lawful transaction. It defines "convertible virtual currency" as a medium of exchange or currency substitute, and a "covered user" as someone obtaining virtual currency for personal purchases. This legislation seeks to prevent government interference with personal control and use of digital currencies.