Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

This joint resolution proposes to exercise congressional disapproval, under the Congressional Review Act, of a rule issued by the Bureau of Consumer Financial Protection (BCFP). The BCFP's rule, published in May 2025, specifically concerned the withdrawal of an earlier regulation titled "Fair Credit Reporting; File Disclosure," which had been issued in January 2024. By passing this resolution, Congress would effectively nullify the BCFP's action to withdraw the fair credit reporting rule. The intent is to ensure that the original "Fair Credit Reporting; File Disclosure" regulation remains in full force and effect, preventing its removal from the regulatory landscape.