This joint resolution seeks to exercise congressional disapproval under the Congressional Review Act, targeting a specific rule issued by the Bureau of Consumer Financial Protection (BCFP). The rule in question concerns the withdrawal of a previous BCFP bulletin , specifically "Bulletin 2023-01." The original bulletin provided guidance on unfair billing and collection practices for certain student loan debts that had been discharged through bankruptcy. By disapproving the BCFP's withdrawal rule, Congress intends to prevent the removal of the protections or guidance outlined in Bulletin 2023-01. If enacted, the BCFP's withdrawal rule would have no force or effect, thereby maintaining the status quo regarding the original bulletin's provisions.