Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

This joint resolution proposes congressional disapproval, under the Congressional Review Act, of a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The disapproved rule, published in May 2025, pertains to the CFPB's decision to withdraw its earlier guidance, Consumer Financial Protection Circular 2022-07 . Circular 2022-07 originally addressed the requirements for a reasonable investigation of consumer reporting disputes by consumer reporting agencies. By disapproving the CFPB's withdrawal rule, this resolution aims to prevent the nullification of Circular 2022-07. If passed, the CFPB's attempt to remove its guidance on dispute investigations would be rendered without force or effect, thereby maintaining the circular's relevance.