This joint resolution seeks to exercise congressional disapproval under the Congressional Review Act regarding a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The CFPB rule in question aimed to withdraw a prior agency circular, specifically "Consumer Financial Protection Circular 2024-02." Circular 2024-02 addressed deceptive marketing practices concerning the speed or cost of sending remittance transfers , which are international money transfers. By disapproving the CFPB's withdrawal rule, this resolution intends to prevent the nullification of the protections outlined in Circular 2024-02. If this joint resolution is enacted, the CFPB's rule to withdraw Circular 2024-02 would be rendered without force or effect, thereby ensuring that the original guidance on deceptive remittance marketing practices remains active.