Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-02: Reopening Deposit Accounts That Consumers Previously Closed".

This joint resolution seeks to exercise congressional authority to disapprove a specific rule issued by the Bureau of Consumer Financial Protection (BCFP) under chapter 8 of title 5, United States Code. The targeted BCFP rule, published in May 2025, concerns the agency's decision to withdraw its earlier guidance, Consumer Financial Protection Circular 2023-02, which provided direction on the reopening of deposit accounts that consumers had previously closed. By disapproving the BCFP's rule to withdraw Circular 2023-02, Congress intends to prevent that withdrawal from taking effect. If this resolution is enacted, the BCFP's action to remove Circular 2023-02 would be rendered void, thereby effectively maintaining the guidance related to reopening deposit accounts.