This joint resolution proposes to exercise congressional disapproval, under chapter 8 of title 5, United States Code, of a specific rule submitted by the Bureau of Consumer Financial Protection (BCFP). The rule in question is the BCFP's action to withdraw its prior guidance, "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices." By disapproving this withdrawal rule, Congress aims to nullify the BCFP's decision to rescind Bulletin 2022-06. Consequently, if this resolution passes, the BCFP's withdrawal rule would be rendered without force or effect, effectively ensuring that the original bulletin concerning unfair returned deposited item fees remains active or is reinstated.