This joint resolution proposes to exercise congressional disapproval under the Congressional Review Act against a specific rule from the Bureau of Consumer Financial Protection (BCFP). The BCFP rule in question pertains to the withdrawal of existing regulations concerning "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt." By disapproving this withdrawal rule, Congress aims to prevent the removal of protections for consumers regarding medical debt collection. If passed, the BCFP's withdrawal rule would be rendered null and void , effectively ensuring that the original regulations governing deceptive and unfair medical debt collection practices remain in force or are reinstated.