Homebuyers Privacy Protection Act

United States118th CongressS-3502Senate
Updated: Dec 18, 2024

Summary

Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

Bill texts

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Timeline

Latest companion bill action

HR-7297: Homebuyers Privacy Protection Act

Referred to the House Committee on Financial Services.

  1. Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.

  2. Message on Senate action sent to the House.

    Senate

  3. Received in the House.

    House of Representatives

  4. Held at the desk.

    House of Representatives