Homebuyers Privacy Protection Act
USA118th CongressS-3502| Senate
| Updated: 12/18/2024
Jack Reed
Democratic Senator
Rhode Island
Cosponsors (43)
Jeanne Shaheen (Democratic)Tommy Tuberville (Republican)Rick Scott (Republican)Bill Cassidy (Republican)Mike Braun (Republican)Katie Boyd Britt (Republican)Catherine Cortez Masto (Democratic)Thomas Tillis (Republican)Cindy Hyde-Smith (Republican)Edward J. Markey (Democratic)Jerry Moran (Republican)Elizabeth Warren (Democratic)James E. Risch (Republican)Marsha Blackburn (Republican)Mark R. Warner (Democratic)Angus S. King (Independent)Amy Klobuchar (Democratic)Robert P. Casey (Democratic)Tim Kaine (Democratic)Kyrsten Sinema (Independent)Sheldon Whitehouse (Democratic)Jacky Rosen (Democratic)Joe Manchin (Independent)John Thune (Republican)Mike Rounds (Republican)Chris Van Hollen (Democratic)Kevin Cramer (Republican)Jon Tester (Democratic)Deb Fischer (Republican)Bill Hagerty (Republican)Michael F. Bennet (Democratic)John Fetterman (Democratic)Tina Smith (Democratic)Brian Schatz (Democratic)Tammy Baldwin (Democratic)Peter Welch (Democratic)Jeff Merkley (Democratic)Gary C. Peters (Democratic)Pete Ricketts (Republican)Ron Wyden (Democratic)Richard Blumenthal (Democratic)Mike Crapo (Republican)Shelley Moore Capito (Republican)
Banking, Housing, and Urban Affairs Committee
- Introduced
- In Committee
- On Floor
- Passed Chamber
- Enacted
Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
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Timeline
Introduced in Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
Measure laid before Senate by unanimous consent. (consideration: CR S7093)
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Message on Senate action sent to the House.
Received in the House.
Held at the desk.
Finance and Financial Sector
Consumer creditFinancial services and investmentsHousing finance and home ownershipReal estate businessRight of privacy
Homebuyers Privacy Protection Act
USA118th CongressS-3502| Senate
| Updated: 12/18/2024
Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
Suggested Questions
Get AI-generated questions to help you understand this bill better
Timeline
Introduced in Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
Measure laid before Senate by unanimous consent. (consideration: CR S7093)
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Message on Senate action sent to the House.
Received in the House.
Held at the desk.
Jack Reed
Democratic Senator
Rhode Island
Cosponsors (43)
Jeanne Shaheen (Democratic)Tommy Tuberville (Republican)Rick Scott (Republican)Bill Cassidy (Republican)Mike Braun (Republican)Katie Boyd Britt (Republican)Catherine Cortez Masto (Democratic)Thomas Tillis (Republican)Cindy Hyde-Smith (Republican)Edward J. Markey (Democratic)Jerry Moran (Republican)Elizabeth Warren (Democratic)James E. Risch (Republican)Marsha Blackburn (Republican)Mark R. Warner (Democratic)Angus S. King (Independent)Amy Klobuchar (Democratic)Robert P. Casey (Democratic)Tim Kaine (Democratic)Kyrsten Sinema (Independent)Sheldon Whitehouse (Democratic)Jacky Rosen (Democratic)Joe Manchin (Independent)John Thune (Republican)Mike Rounds (Republican)Chris Van Hollen (Democratic)Kevin Cramer (Republican)Jon Tester (Democratic)Deb Fischer (Republican)Bill Hagerty (Republican)Michael F. Bennet (Democratic)John Fetterman (Democratic)Tina Smith (Democratic)Brian Schatz (Democratic)Tammy Baldwin (Democratic)Peter Welch (Democratic)Jeff Merkley (Democratic)Gary C. Peters (Democratic)Pete Ricketts (Republican)Ron Wyden (Democratic)Richard Blumenthal (Democratic)Mike Crapo (Republican)Shelley Moore Capito (Republican)
Banking, Housing, and Urban Affairs Committee
Finance and Financial Sector
Related Bills
- Introduced
- In Committee
- On Floor
- Passed Chamber
- Enacted
Consumer creditFinancial services and investmentsHousing finance and home ownershipReal estate businessRight of privacy