RING Act of 2023

Reporting Instances of Non-authorized Grift Act of 2023 or the RING Act of 2023 This bill requires creditors to establish a hotline for assisting consumers who are 50 years of age or older to resolve billing errors and mitigate fraud. Consumers who call the hotline must have the option to receive assistance from a live English- or Spanish-speaking individual and not from an automated system.