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Fair Access to Credit Scores Act of 2021

USA117th CongressHR-745| House 
| Updated: 2/3/2021
Steve Cohen

Steve Cohen

Democratic Representative

Tennessee

Cosponsors (2)
Eleanor Holmes Norton (Democratic)Michael F. Q. San Nicolas (Democratic)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Fair Access to Credit Scores Act of 2021 This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education. Consumer reporting agencies must maintain these scores or predictors in a consumer's file for at least one year after the data is generated.
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Timeline

Bill from Previous Congress

HR 116-2824
Fair Access to Credit Scores Act of 2019
Feb 3, 2021
Introduced in House
Feb 3, 2021
Referred to the House Committee on Financial Services.
  • Bill from Previous Congress

    HR 116-2824
    Fair Access to Credit Scores Act of 2019


  • February 3, 2021
    Introduced in House


  • February 3, 2021
    Referred to the House Committee on Financial Services.

Finance and Financial Sector

Consumer creditGovernment information and archivesUser charges and fees

Fair Access to Credit Scores Act of 2021

USA117th CongressHR-745| House 
| Updated: 2/3/2021
Fair Access to Credit Scores Act of 2021 This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education. Consumer reporting agencies must maintain these scores or predictors in a consumer's file for at least one year after the data is generated.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline

Bill from Previous Congress

HR 116-2824
Fair Access to Credit Scores Act of 2019
Feb 3, 2021
Introduced in House
Feb 3, 2021
Referred to the House Committee on Financial Services.
  • Bill from Previous Congress

    HR 116-2824
    Fair Access to Credit Scores Act of 2019


  • February 3, 2021
    Introduced in House


  • February 3, 2021
    Referred to the House Committee on Financial Services.
Steve Cohen

Steve Cohen

Democratic Representative

Tennessee

Cosponsors (2)
Eleanor Holmes Norton (Democratic)Michael F. Q. San Nicolas (Democratic)

Financial Services Committee

Finance and Financial Sector

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Consumer creditGovernment information and archivesUser charges and fees