PAID Act
USA117th CongressHR-1270| House
| Updated: 2/24/2021
Bonnie Watson Coleman
Democratic Representative
New Jersey
Cosponsors (12)
Barbara Lee (Democratic)Mondaire Jones (Democratic)Sanford D. Bishop (Democratic)Ilhan Omar (Democratic)Jahana Hayes (Democratic)Mark Takano (Democratic)Eleanor Holmes Norton (Democratic)Alexandria Ocasio-Cortez (Democratic)Bennie G. Thompson (Democratic)Jesús G. "Chuy" García (Democratic)Rashida Tlaib (Democratic)Alcee L. Hastings (Democratic)
Financial Services Committee, Commerce, Manufacturing, and Trade Subcommittee, Energy and Commerce Committee
- Introduced
- In Committee
- On Floor
- Passed Chamber
- Enacted
Prohibit Auto Insurance Discrimination Act or the PAID Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
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Timeline
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Consumer Protection and Commerce.
Finance and Financial Sector
Administrative law and regulatory proceduresCivil actions and liabilityFederal district courtsFraud offenses and financial crimesLegal fees and court costsLife, casualty, property insuranceMotor vehiclesState and local courtsState and local government operations
PAID Act
USA117th CongressHR-1270| House
| Updated: 2/24/2021
Prohibit Auto Insurance Discrimination Act or the PAID Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
View Full TextSuggested Questions
Get AI-generated questions to help you understand this bill better
Timeline
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Consumer Protection and Commerce.
Bonnie Watson Coleman
Democratic Representative
New Jersey
Cosponsors (12)
Barbara Lee (Democratic)Mondaire Jones (Democratic)Sanford D. Bishop (Democratic)Ilhan Omar (Democratic)Jahana Hayes (Democratic)Mark Takano (Democratic)Eleanor Holmes Norton (Democratic)Alexandria Ocasio-Cortez (Democratic)Bennie G. Thompson (Democratic)Jesús G. "Chuy" García (Democratic)Rashida Tlaib (Democratic)Alcee L. Hastings (Democratic)
Financial Services Committee, Commerce, Manufacturing, and Trade Subcommittee, Energy and Commerce Committee
Finance and Financial Sector
- Introduced
- In Committee
- On Floor
- Passed Chamber
- Enacted
Administrative law and regulatory proceduresCivil actions and liabilityFederal district courtsFraud offenses and financial crimesLegal fees and court costsLife, casualty, property insuranceMotor vehiclesState and local courtsState and local government operations