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Prohibit Auto Insurance Discrimination Act

USA116th CongressS-4755| Senate 
| Updated: 9/29/2020
Cory A. Booker

Cory A. Booker

Democratic Senator

New Jersey

Banking, Housing, and Urban Affairs Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Prohibit Auto Insurance Discrimination Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
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Timeline
Jul 11, 2019

Latest Companion Bill Action

HR 116-3693
Referred to the Subcommittee on Consumer Protection and Commerce.
Sep 29, 2020
Introduced in Senate
Sep 29, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  • July 11, 2019

    Latest Companion Bill Action

    HR 116-3693
    Referred to the Subcommittee on Consumer Protection and Commerce.


  • September 29, 2020
    Introduced in Senate


  • September 29, 2020
    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Finance and Financial Sector

Related Bills

  • HR 116-3693: Prohibit Auto Insurance Discrimination Act
Administrative law and regulatory proceduresCivil actions and liabilityFederal district courtsFraud offenses and financial crimesLegal fees and court costsLife, casualty, property insuranceMotor vehiclesState and local courtsState and local government operations

Prohibit Auto Insurance Discrimination Act

USA116th CongressS-4755| Senate 
| Updated: 9/29/2020
Prohibit Auto Insurance Discrimination Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline
Jul 11, 2019

Latest Companion Bill Action

HR 116-3693
Referred to the Subcommittee on Consumer Protection and Commerce.
Sep 29, 2020
Introduced in Senate
Sep 29, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  • July 11, 2019

    Latest Companion Bill Action

    HR 116-3693
    Referred to the Subcommittee on Consumer Protection and Commerce.


  • September 29, 2020
    Introduced in Senate


  • September 29, 2020
    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cory A. Booker

Cory A. Booker

Democratic Senator

New Jersey

Banking, Housing, and Urban Affairs Committee

Finance and Financial Sector

Related Bills

  • HR 116-3693: Prohibit Auto Insurance Discrimination Act
  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Administrative law and regulatory proceduresCivil actions and liabilityFederal district courtsFraud offenses and financial crimesLegal fees and court costsLife, casualty, property insuranceMotor vehiclesState and local courtsState and local government operations