To amend title 38, United States Code, to expand eligibility for home loans from the Secretary of Veterans Affairs to certain members of the reserve components of the Armed Forces.

This bill expands eligibility to certain veterans for Department of Veterans Affairs (VA) housing loan benefits, including the VA loan guaranty program. Specifically, the bill expands who is eligible for VA housing loan benefits by revising the definition of veteran to include an individual who performed service on active duty or full-time National Guard duty for a period of not less than 90 cumulative days (that includes 30 consecutive days).