Meals on Wheels for Kids Act of 2020 This bill requires the Department of Agriculture (USDA) to make available an option to states to provide program meals to children through service institutions that provide off-site consumption. USDA must ensure that off-site consumption is only available to a child if they qualify for free or reduced price lunch and breakfast and present certain conditions, including not being able to travel to congregate feeding sites because of distance or concerns for safety. Additionally, USDA must establish a three-year pilot program to award competitive grants for states to enter into contracts with eligible service institutions to deliver meals during non-school summer months to these children and those who qualify for the summer meals program and live in a rural or hard-to-reach area. USDA must prioritize applications submitted by eligible service institutions (1) from states with high low-income child populations, or high child populations in rural areas or hard-to-reach areas; or (2) that plan to provide educational enrichment opportunities to children who receive meals under the pilot program. USDA must provide for an independent study on the impact of such grants on the reduction of hunger and access to meals for children residing in rural or hard-to-reach areas and low-income areas during summer months.