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Restoring Unfairly Impaired Credit and Protecting Consumers Act

USA116th CongressHR-3622| House 
| Updated: 12/23/2019
Rashida Tlaib

Rashida Tlaib

Democratic Representative

Michigan

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Restoring Unfairly Impaired Credit and Protecting Consumers Act This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by requiring removal of adverse information that resulted from specified fraudulent lending activity, shortening the time period adverse information stays on reports, and limiting the inclusion of certain medical debt on reports. The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

Bill Text Versions

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2 versions available

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Timeline
Jul 5, 2019
Introduced in House
Jul 5, 2019
Referred to the House Committee on Financial Services.
Jul 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Jul 11, 2019
Committee Consideration and Mark-up Session Held.
Dec 23, 2019
Placed on the Union Calendar, Calendar No. 287.
Dec 23, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
  • July 5, 2019
    Introduced in House


  • July 5, 2019
    Referred to the House Committee on Financial Services.


  • July 11, 2019
    Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.


  • July 11, 2019
    Committee Consideration and Mark-up Session Held.


  • December 23, 2019
    Placed on the Union Calendar, Calendar No. 287.


  • December 23, 2019
    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.

Finance and Financial Sector

Related Bills

  • HR 116-3621: Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
Administrative law and regulatory proceduresAgingComputer security and identity theftConsumer affairsConsumer creditConsumer Financial Protection BureauContracts and agencyCrime victimsDebt collectionFraud offenses and financial crimesGovernment information and archivesHealth care costs and insuranceHigher educationHousing finance and home ownershipMilitary personnel and dependentsStudent aid and college costs

Restoring Unfairly Impaired Credit and Protecting Consumers Act

USA116th CongressHR-3622| House 
| Updated: 12/23/2019
Restoring Unfairly Impaired Credit and Protecting Consumers Act This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by requiring removal of adverse information that resulted from specified fraudulent lending activity, shortening the time period adverse information stays on reports, and limiting the inclusion of certain medical debt on reports. The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

Bill Text Versions

View Text
2 versions available

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline
Jul 5, 2019
Introduced in House
Jul 5, 2019
Referred to the House Committee on Financial Services.
Jul 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Jul 11, 2019
Committee Consideration and Mark-up Session Held.
Dec 23, 2019
Placed on the Union Calendar, Calendar No. 287.
Dec 23, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
  • July 5, 2019
    Introduced in House


  • July 5, 2019
    Referred to the House Committee on Financial Services.


  • July 11, 2019
    Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.


  • July 11, 2019
    Committee Consideration and Mark-up Session Held.


  • December 23, 2019
    Placed on the Union Calendar, Calendar No. 287.


  • December 23, 2019
    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
Rashida Tlaib

Rashida Tlaib

Democratic Representative

Michigan

Financial Services Committee

Finance and Financial Sector

Related Bills

  • HR 116-3621: Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Administrative law and regulatory proceduresAgingComputer security and identity theftConsumer affairsConsumer creditConsumer Financial Protection BureauContracts and agencyCrime victimsDebt collectionFraud offenses and financial crimesGovernment information and archivesHealth care costs and insuranceHigher educationHousing finance and home ownershipMilitary personnel and dependentsStudent aid and college costs