Legis Daily

National Flood Insurance Program Administrative Reform Act of 2019

USA116th CongressHR-3111| House 
| Updated: 10/28/2019
Nydia M. Velázquez

Nydia M. Velázquez

Democratic Representative

New York

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
National Flood Insurance Program Administrative Reform Act of 2019 This bill directs the Federal Emergency Management Agency (FEMA) to revise the appeals process for National Flood Insurance Program (NFIP) policyholders seeking review of a flood insurance claim denial by their insurer. The bill prohibits fraud and false statements in connection with a flood insurance claim under NFIP. Claims under NFIP must be approved or denied no later than 120 days after the claim is made, with provisions for an extension in extraordinary cases. The bill gives FEMA oversight in litigation conducted by Write Your Own companies. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.) FEMA may not hire in connection with NFIP any disbarred or suspended attorney. This bill directs FEMA to ensure sufficient staff for the Flood Insurance Advocate, authorizes FEMA to credit reserve funds to the National Flood Insurance Fund, and establishes pilot programs and committees. The Government Accountability Office must report on claims adjustment practices under NFIP and NFIP coverage of earth movement and subsidence.

Bill Text Versions

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Timeline

Bill from Previous Congress

HR 115-2875
National Flood Insurance Program Administrative Reform Act of 2017
Jun 5, 2019
Introduced in House
Jun 5, 2019
Referred to the House Committee on Financial Services.
Jun 11, 2019
Committee Consideration and Mark-up Session Held.
Jun 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 58 - 0.
Oct 28, 2019
Placed on the Union Calendar, Calendar No. 209.
Oct 28, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-261.
  • Bill from Previous Congress

    HR 115-2875
    National Flood Insurance Program Administrative Reform Act of 2017


  • June 5, 2019
    Introduced in House


  • June 5, 2019
    Referred to the House Committee on Financial Services.


  • June 11, 2019
    Committee Consideration and Mark-up Session Held.


  • June 11, 2019
    Ordered to be Reported (Amended) by the Yeas and Nays: 58 - 0.


  • October 28, 2019
    Placed on the Union Calendar, Calendar No. 209.


  • October 28, 2019
    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-261.

Finance and Financial Sector

Administrative law and regulatory proceduresAdministrative remediesAdvisory bodiesCivil actions and liabilityCongressional oversightDepartment of Homeland SecurityDisaster relief and insuranceFederal Emergency Management Agency (FEMA)Floods and storm protectionFraud offenses and financial crimesGovernment information and archivesGovernment studies and investigationsGovernment trust fundsInsurance industry and regulationLand use and conservation

National Flood Insurance Program Administrative Reform Act of 2019

USA116th CongressHR-3111| House 
| Updated: 10/28/2019
National Flood Insurance Program Administrative Reform Act of 2019 This bill directs the Federal Emergency Management Agency (FEMA) to revise the appeals process for National Flood Insurance Program (NFIP) policyholders seeking review of a flood insurance claim denial by their insurer. The bill prohibits fraud and false statements in connection with a flood insurance claim under NFIP. Claims under NFIP must be approved or denied no later than 120 days after the claim is made, with provisions for an extension in extraordinary cases. The bill gives FEMA oversight in litigation conducted by Write Your Own companies. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.) FEMA may not hire in connection with NFIP any disbarred or suspended attorney. This bill directs FEMA to ensure sufficient staff for the Flood Insurance Advocate, authorizes FEMA to credit reserve funds to the National Flood Insurance Fund, and establishes pilot programs and committees. The Government Accountability Office must report on claims adjustment practices under NFIP and NFIP coverage of earth movement and subsidence.

Bill Text Versions

View Text
2 versions available

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline

Bill from Previous Congress

HR 115-2875
National Flood Insurance Program Administrative Reform Act of 2017
Jun 5, 2019
Introduced in House
Jun 5, 2019
Referred to the House Committee on Financial Services.
Jun 11, 2019
Committee Consideration and Mark-up Session Held.
Jun 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 58 - 0.
Oct 28, 2019
Placed on the Union Calendar, Calendar No. 209.
Oct 28, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-261.
  • Bill from Previous Congress

    HR 115-2875
    National Flood Insurance Program Administrative Reform Act of 2017


  • June 5, 2019
    Introduced in House


  • June 5, 2019
    Referred to the House Committee on Financial Services.


  • June 11, 2019
    Committee Consideration and Mark-up Session Held.


  • June 11, 2019
    Ordered to be Reported (Amended) by the Yeas and Nays: 58 - 0.


  • October 28, 2019
    Placed on the Union Calendar, Calendar No. 209.


  • October 28, 2019
    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-261.
Nydia M. Velázquez

Nydia M. Velázquez

Democratic Representative

New York

Financial Services Committee

Finance and Financial Sector

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Administrative law and regulatory proceduresAdministrative remediesAdvisory bodiesCivil actions and liabilityCongressional oversightDepartment of Homeland SecurityDisaster relief and insuranceFederal Emergency Management Agency (FEMA)Floods and storm protectionFraud offenses and financial crimesGovernment information and archivesGovernment studies and investigationsGovernment trust fundsInsurance industry and regulationLand use and conservation