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To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.

USA115th CongressHR-864| House 
| Updated: 7/12/2017
Mia B. Love

Mia B. Love

Republican Representative

Utah

Cosponsors (3)
Emanuel Cleaver (Democratic)J. French Hill (Republican)Keith Ellison (Democratic)

Consumer Protection and Financial Institutions Subcommittee, Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Stop Debt Collection Abuse Act of 2017 This bill amends the Fair Debt Collection Practices Act to apply that Act's restrictions to collectors of debt owed to a federal agency. A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required. A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is: (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected. The Government Accountability Office shall study and report to Congress on the use of debt collectors by federal, state, and local government agencies.
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Timeline
Feb 3, 2017
Introduced in House
Feb 3, 2017
Referred to the House Committee on Financial Services.
Mar 8, 2017

Latest Companion Bill Action

S 115-575
Introduced in Senate
Jul 12, 2017
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
  • February 3, 2017
    Introduced in House


  • February 3, 2017
    Referred to the House Committee on Financial Services.


  • March 8, 2017

    Latest Companion Bill Action

    S 115-575
    Introduced in Senate


  • July 12, 2017
    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

Finance and Financial Sector

Related Bills

  • S 115-575: A bill to amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
Congressional oversightDebt collectionGovernment lending and loan guaranteesGovernment studies and investigationsState and local government operationsUser charges and fees

To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.

USA115th CongressHR-864| House 
| Updated: 7/12/2017
Stop Debt Collection Abuse Act of 2017 This bill amends the Fair Debt Collection Practices Act to apply that Act's restrictions to collectors of debt owed to a federal agency. A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required. A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is: (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected. The Government Accountability Office shall study and report to Congress on the use of debt collectors by federal, state, and local government agencies.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline
Feb 3, 2017
Introduced in House
Feb 3, 2017
Referred to the House Committee on Financial Services.
Mar 8, 2017

Latest Companion Bill Action

S 115-575
Introduced in Senate
Jul 12, 2017
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
  • February 3, 2017
    Introduced in House


  • February 3, 2017
    Referred to the House Committee on Financial Services.


  • March 8, 2017

    Latest Companion Bill Action

    S 115-575
    Introduced in Senate


  • July 12, 2017
    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Mia B. Love

Mia B. Love

Republican Representative

Utah

Cosponsors (3)
Emanuel Cleaver (Democratic)J. French Hill (Republican)Keith Ellison (Democratic)

Consumer Protection and Financial Institutions Subcommittee, Financial Services Committee

Finance and Financial Sector

Related Bills

  • S 115-575: A bill to amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Congressional oversightDebt collectionGovernment lending and loan guaranteesGovernment studies and investigationsState and local government operationsUser charges and fees