To prohibit the Secretary of Labor from enforcing any requirement that consumer reporting agencies that serve only as a secure conduit to data from State unemployment compensation agencies obtain and maintain an individual's informed consent agreement when verifying income and employment with such agencies, and for other purposes.

Ability to Repay Verification Enabling Act This bill prohibits the Department of Labor from enforcing any requirement that a third-party consumer-reporting agency that serves only as a secure conduit for data from a state unemployment compensation agency must obtain and maintain informed consent from an individual before obtaining confidential unemployment compensation information about the individual.