To amend the Small Business Act to provide for disaster loans to repair, rehabilitate, or replace property damaged or destroyed by hurricane Harvey, Irma, or Maria, and for other purposes.

Access to Sufficient Capital for Everyone in Natural Disaster areas Act of 2018 or the ASCEND Act of 2018 This bill makes Small Business Administration loans available to small business concerns, homeowners, nonprofit entities, and renters located in an area where a major disaster was declared by reason of by Hurricane Harvey, Irma, or Maria. The bill also revises collateral requirements for disaster loans.