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To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.

USA115th CongressHR-402| House 
| Updated: 1/10/2017
Steve Cohen

Steve Cohen

Democratic Representative

Tennessee

Cosponsors (7)
Dwight Evans (Democratic)Raúl M. Grijalva (Democratic)Carol Shea-Porter (Democratic)Niki Tsongas (Democratic)Mark Takano (Democratic)Peter J. Visclosky (Democratic)Eleanor Holmes Norton (Democratic)

Financial Services Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Fair Access to Credit Scores Act of 2017 This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education. Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.
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Timeline
Jan 10, 2017
Introduced in House
Jan 10, 2017
Referred to the House Committee on Financial Services.
  • January 10, 2017
    Introduced in House


  • January 10, 2017
    Referred to the House Committee on Financial Services.

Finance and Financial Sector

Consumer credit

To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.

USA115th CongressHR-402| House 
| Updated: 1/10/2017
Fair Access to Credit Scores Act of 2017 This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education. Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline
Jan 10, 2017
Introduced in House
Jan 10, 2017
Referred to the House Committee on Financial Services.
  • January 10, 2017
    Introduced in House


  • January 10, 2017
    Referred to the House Committee on Financial Services.
Steve Cohen

Steve Cohen

Democratic Representative

Tennessee

Cosponsors (7)
Dwight Evans (Democratic)Raúl M. Grijalva (Democratic)Carol Shea-Porter (Democratic)Niki Tsongas (Democratic)Mark Takano (Democratic)Peter J. Visclosky (Democratic)Eleanor Holmes Norton (Democratic)

Financial Services Committee

Finance and Financial Sector

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
Consumer credit